1996 Atlanta Hawks Media Guide

A good friend of mine is getting his house foreclosed on. Robert is a real good guy. A Christian. A family man. He is in his early forties. However, he purchased his house in the height of the real estate market. He paid top dollar for his brand new five thousand square footage house. He got a fixed three year ARM (Adjustable Rate Mortgage) at only 3.75%. Now, he just lost his job, he has been late in couple of accounts, and it is time to refinance this ARM.

Robert is faced with another problem: the market. The real estate market is not what it was back then. For instance, Andre Agassi and Stephi Graff just sold their Californian house three million dollars less than what they’ve salaried for it just five years ago. It is true that as real estate investors we may earnings from a rising and falling market. But original you will have to recognise your market so you may plan your investing system to fit that market.

So what is “The Market”?

Real estate market is not like the stock market. We don’t say, we’re in a bear market or a bull market. There are facts and figures that the media reports on the housing market on a regular basis, most of which are actually mixing up to the intermediate real estate investor. Let’s talk about each of those indicators and see how they affect the market. We also will talk regarding how to adjust your investment strategies.

New Home Sales

Sales of new homes is a indicator employed by some economists to measure the strength or weakness of the housing market. This data is found by checking the permits submitted for new home constructions. This data is applicable because it may show how strong is the demand for new homes. In metro Atlanta for instance, the sale of new homes in lower in the inner city than in Gwinnett region where I live. The reason is that, in Gwinnett, land is plentiful. This may result in oversupply. Conversely, the supply in inner city for new constructions may be lower than the demand. So, you must micro make an analyzation of the info a little closer before drawing any definitive conclusion. In case of inner city where there is shortage of new homes, the Home Re-sales data will be a more precise indicator of the market. It shows how galore properties have been sold.

Rental Vacancy Rates

When interest rates are low, home buying goes up plainly because it is for less to make mortgage payments than rent payments. Conversely, when interest rate goes up rental for apartment and single family homes is likewise up simple because it’s for less to rent than to make mortgage payments. My friend Robert whom I talked regarding at the beginning of this article would surely rent a house.

This is a good indicator for real estate investors to recognise that we’re getting in a buyer’s market. When the rental vacancy rates indicator is going down you will have to begin selling.

Put it another way: when interest rate is going up begin looking likewise at the rental vacancy rate. If you’re in the single family home market look only at single family home rental indicator. Not the condo rental vacancy rate indicator. Compare apples to apples.

Default Loans

This is a clear indicator that foreclosure is looming.

Bear in mind that portion of the foreclosure is the result of bad lending practices. Take the sub prime market for instance. Lending 100% of the loan to an OK buyer is unquestionably taking a good deal of risk. The market will rectify itself.

When defaulted loans are high you may use two dissimilar strategies.

1. Buying the property itself

2. Buying the defaulted loan at a deep discount (this is likewise called short sale the note). Then if you want to own the property you have to go through the foreclosure process.

In both cases you end up owning the property at a fraction of it is value.

If you’re in a high interest rate market you will have to suppose the rental indicator going up. You may rent the property and wait for the market to rectify itself then trade the property at big profit.

I’ve seen galore investors playing the buy and hold game too long. Everything is for buy and for sell. You will have to get too aroused when it comes to it. Buy low, trade high. Buy low, hold for a while, trade high. Buy low, trade low quickly. Control high, trade high.

This last system works well when the default rate is high. For a few thousand dollars you may control a good piece of property (by getting the deed or having an option on the property) and turn around and trade the property to somebody else with a better term than the rental market.

My hope for you is to look at the real estate indicator and employ a heap of buying and marketing strategies.

1996 Atlanta Hawks Media Guide

This comprehensive sports memorabilia price guide provides a wide overview of collectables coordinated by sport for all collectors. With a strong special and significant stress on older, more worthful items, collectables covered include balls, bats, posters, cereal boxes, syndication cards and syndication equipment.

1996 Atlanta Hawks Media Guide Photo

1996 Atlanta Hawks Media Guide Image

1996 Atlanta Hawks Media Guide Pic

1996 Atlanta Hawks Media Guide Photo

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